Group Personal Accident insurance compensates staff for injuries and accidents, both at work and outside the workplace. Benefits include: accidental death benefit (lump sum to beneficiaries), permanent total disability benefit, permanent partial disability compensation (based on a disability schedule), temporary total disability benefit (weekly income replacement during recovery), medical expenses arising from an accident, and funeral and last expense benefit. Strongly recommended alongside GLI for comprehensive staff protection at minimal additional cost. We tailor GPA cover to your specific workforce profile and sector risk level.