Contractors All Risk (CAR) insurance provides comprehensive cover for construction and engineering projects from ground-breaking to completion. Cover includes: damage to works under construction (materials, plant, and equipment), third-party bodily injury and property damage arising from construction activities, contractor’s plant and machinery, surrounding property, and principal’s existing structures. A contractual requirement on most formal government and corporate construction tenders in Kenya — absence of valid CAR cover disqualifies contractors from bidding. We structure CAR policies for projects of all sizes, from building renovation to major infrastructure.