Transfer of UK Pension Funds to Kenya (QROPS)

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Kenyans who have worked in the United Kingdom accumulate significant pension savings under UK pension schemes — but many return home leaving these funds behind, losing value through currency exposure, dormancy, and unfavourable exchange rates. A Qualifying Recognised Overseas Pension Scheme (QROPS) transfer allows eligible Kenyans to move their UK pension to a HMRC-recognised Kenyan pension scheme, consolidating retirement savings, eliminating ongoing UK tax exposure, and structuring retirement income in Kenya shillings. Eligibility requirements include HMRC recognition of the receiving Kenyan scheme and compliance with QROPS transfer rules. We provide specialist advisory for Kenyan returnees navigating this process.

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If you worked in the UK and now live in Kenya, you may qualify for a UK pension transfer (Qualified Registered Overseas Pensions Schemes-QROPS). This document explains the basics and key considerations.

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