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NSSF Tier II Contracting Out
Retirement Planning Solutions for a Comfortable Tomorrow
Secure the future you’ve worked so hard for. At Comely Global Consulting, we design personalized retirement strategies that help you enjoy financial freedom, stability, and peace of mind in your golden years. From building sustainable savings to managing investments and protecting your wealth, we guide you every step of the way toward a retirement that matches your lifestyle goals.
NSSF compliance is mandatory for all employers and self-employed individuals in Kenya — with Tier I and Tier II contributions components. Non-compliance attracts fines, prosecution, and escalating arrears penalties. The good news: employers are legally permitted under the NSSF Act to contract out Tier II contributions to a higher-performing IRA and RBA-regulated private retirement scheme. The difference in compounded returns over a 20-year career between NSSF Tier II rates and a competitive private scheme can be substantial. We assist employers and individuals to complete the contracting-out process and select the best-performing private scheme for their circumstances.
Why Choose Our Retirement Planning Solutions?
Customized Retirement Roadmaps
We don’t believe in one-size-fits-all. Every individual has unique lifestyle goals, family responsibilities, and financial realities. We work closely with you to design a retirement plan that fits your exact needs and evolves as your circumstances change.
Secure & Sustainable Income Streams
A successful retirement plan goes beyond savings — it’s about ensuring continuous income. We help you build and manage sustainable income streams that cover daily expenses, healthcare, and leisure, without outliving your savings.
Risk Management & Protection
Retirement often comes with unforeseen challenges, especially in healthcare and market fluctuations. Our strategies include robust risk management to protect you from financial shocks and ensure peace of mind.
Clarity & Confidence for the Future
Planning for retirement can feel overwhelming. We simplify complex decisions and empower you with clear strategies, so you step into retirement with confidence instead of uncertainty.
Clients Prepared for Retirement
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Retirement Assets Managed
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Customized Retirement Plans Created
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Years of Expertise
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Benefits of the Program
Financial Security in Retirement
Have the assurance that your savings and investments will support your chosen lifestyle.
Peace of Mind for You & Your Family
Reduce financial stress by knowing your future and your loved ones are protected.
Tax-Efficient Strategies
Maximize your retirement income by leveraging smart, tax-advantaged investment approaches.
Protection Against Inflation & Risks
Safeguard your purchasing power and ensure your income grows with the cost of living.
Frequently Asked Questions
When should I start planning for retirement?
The earlier, the better. But it’s never too late to start — we create strategies tailored to your current stage of life.
How much money do I need to retire comfortably?
It depends on your lifestyle goals, health needs, and financial obligations. We help you determine your target and build a plan to achieve it.
What if unexpected expenses arise during retirement?
Our plans include buffers for emergencies and risk management strategies to handle healthcare or unexpected costs.
Do you provide ongoing support after retirement starts?
Yes. We continue to review your plan, adjust investments, and ensure your income streams remain secure throughout retirement.
Can retirement planning also include estate planning?
Absolutely. We integrate wealth transfer and estate planning to ensure your legacy is preserved for your loved ones.
Insights - NSSF Tier II Contracting Out
NSSF alone is not enough for employee retirement security in Kenya. Employers must understand the gap between statutory minimum and real retirement needs. Contracting NSSF Tier 2 is the better option.
Get a Personal Consultation
Office
P.O Box 37775-00100 Nairobi Mogotio Road, Westlands FT3
Contact
info@comelyglobalconsulting.com
simon@comelyglobalconsulting.com
Open Hours
Monday - Friday 8 am - 5pm
Saturday and Sunday - Closed