Farm machinery and equipment represent a major capital investment — and a breakdown or loss without insurance can halt farming operations and income entirely. Farm machinery and assets insurance covers: agricultural tractors, harvesters, and implements against accidental damage and fire, irrigation equipment and infrastructure, storage facilities, silos, and greenhouses, farm vehicles used on and off the farm, and theft of machinery and tools. Recommended for any commercial or semi-commercial farming operation where equipment downtime directly affects production and cash flow.