Kenya’s agricultural sector faces escalating climate risk — drought, floods, pest invasion, and crop disease can destroy an entire harvest in weeks. Crop insurance provides financial compensation for crop yield losses due to: drought and insufficient rainfall (index-based), excessive rainfall and flooding, pests and disease outbreaks, hail and storm damage, and fire. Both traditional indemnity-based and innovative index-based insurance (weather index, area yield index) options are available. Government-subsidised crop covers are available for certain crops and regions. We help farmers select the right product for their crop type, geography, and risk profile.
Insights - General Agriculture Insurance (Crop Insurance)
Crop insurance protects farmers from drought, flood, and climate-related losses. You’ve invested heavily in planting your crop —seeds, fertilizer, labor, tractor hire. Drought hits—total crop failure, harvest zero, excessive rains flood etc. and your investment is lost. Pests destroy your coffee trees. Hailstorm flattens your vegetable farm 2 weeks before harvest.