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Personal Retirement Scheme (PRS/IPP) Enrolment
Retirement Planning Solutions for a Comfortable Tomorrow
Secure the future you’ve worked so hard for. At Comely Global Consulting, we design personalized retirement strategies that help you enjoy financial freedom, stability, and peace of mind in your golden years. From building sustainable savings to managing investments and protecting your wealth, we guide you every step of the way toward a retirement that matches your lifestyle goals.
A Personal Retirement Scheme (PRS) or Individual Pension Plan (IPP) is a supplementary, portable retirement savings vehicle regulated by the Retirement Benefits Authority (RBA). Contributions attract a 15% tax relief of up to KES 360,000 per year — making it one of the most tax-efficient savings tools available to any Kenyan individual. Benefits include: tax-deductible contributions (reducing your annual tax liability), tax-free investment growth within the fund, portable savings that move with you when you change jobs, multiple fund options (conservative, balanced, aggressive) to match your risk appetite, and a projected retirement income or lump sum at retirement. Available to both employed and self-employed individuals. The earlier contributions start, the greater the compounding benefit — starting at 35 vs 45 can double your retirement fund.
Why Choose Our Us?
Customized Retirement Roadmaps
We don’t believe in one-size-fits-all. Every individual has unique lifestyle goals, family responsibilities, and financial realities. We work closely with you to design a retirement plan that fits your exact needs and evolves as your circumstances change.
Secure & Sustainable Income Streams
A successful retirement plan goes beyond savings — it’s about ensuring continuous income. We help you build and manage sustainable income streams that cover daily expenses, healthcare, and leisure, without outliving your savings.
Risk Management & Protection
Retirement often comes with unforeseen challenges, especially in healthcare and market fluctuations. Our strategies include robust risk management to protect you from financial shocks and ensure peace of mind.
Clarity & Confidence for the Future
Planning for retirement can feel overwhelming. We simplify complex decisions and empower you with clear strategies, so you step into retirement with confidence instead of uncertainty.
Clients Prepared for Retirement
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Frequently Asked Questions
When should I start planning for retirement?
The earlier, the better. But it’s never too late to start — we create strategies tailored to your current stage of life.
How much money do I need to retire comfortably?
It depends on your lifestyle goals, health needs, and financial obligations. We help you determine your target and build a plan to achieve it.
What if unexpected expenses arise during retirement?
Our plans include buffers for emergencies and risk management strategies to handle healthcare or unexpected costs.
Do you provide ongoing support after retirement starts?
Yes. We continue to review your plan, adjust investments, and ensure your income streams remain secure throughout retirement.
Can retirement planning also include estate planning?
Absolutely. We integrate wealth transfer and estate planning to ensure your legacy is preserved for your loved ones.
Insights - Personal Retirement Scheme Enrolment (PRS)
What’s the difference between NSSF and a Personal Retirement Scheme (PRS) in Kenya? Understand which one gives better long-term retirement benefits.
Get a Personal Consultation
Office
P.O Box 37775-00100 Nairobi Mogotio Road, Westlands FT3
Contact
info@comelyglobalconsulting.com
simon@comelyglobalconsulting.com
Open Hours
Monday - Friday 8 am - 5pm
Saturday and Sunday - Closed