Accidents can happen anytime — on the road, at work, or at home. Personal Accident insurance provides comprehensive financial protection against the consequences of accidental injury, covering: hospital and medical bills (on reimbursement basis), daily income replacement during temporary disability, lump-sum compensation for permanent disability, accidental death benefit for your beneficiaries, emergency evacuation costs, funeral expenses, and rehabilitation or artificial appliance costs. Affordable, wide-ranging protection — especially essential for the self-employed, business owners, boda boda riders, drivers, and anyone whose income stops the moment they are unable to work. An ideal complement to your existing health insurance cover.