How to Build Wealth and Secure Your Future by Simon Muchiri (Virtual Book)

“There has been a huge gap when it comes to practical money lessons…Wading through the book I regretted not paying much attention to money and financial issues during my younger years. I very strongly recommend this book to our younger generation and to everyone else who is keen in making sure that their money is prudently planned for, both for the present and for the progeny.” Professor George Odera Outa

Our relationship with money is deeply influenced by what we know and the experiences we’ve had. Just as our understanding of relationships, work, or personal growth shapes how we approach them, our financial habits are a reflection of our knowledge and values. This book serves as a straightforward guide for anyone who wants to build and protect their wealth. It covers essential topics like managing debt, making smart investments, and planning for the future. 

The book also shares the principles and knowledge that financially successful people use to achieve and maintain their wealth. You will find practical advice on how to calculate your net worth, handle debts, and manage your cash flow. Additionally, it offers simple strategies for budgeting, prioritizing expenses, and building a portfolio of savings and investments to help you reach your financial goals.

The book goes beyond just managing money—it also discusses how to protect your personal finances and family wealth through risk management strategies. To help you put these ideas into practice, the author introduces the CGCents app, a Personal Finance & Family Wealth Manager, available on the Google Play Store. This app is designed to make it easier for you to implement the concepts from the book. Alongside this book, a manual financial planner has been released to complement the CGCents app and serve those who might not be able to utilize it. You can use this to manually enter the numbers for your cash flow, budget, net worth statement, and real monthly expenses in the planner. The planner is available at (add comely website link, Nuria link and Amazon link).