Empowering Teams & Groups with Financial Literacy
Strong organizations are built on financially empowered people. Our in-person Personal Financial Management (PFM) Training equips corporate staff, professional groups, families, and community organizations with the knowledge and skills to make smarter financial decisions. From debt management to wealth creation, this training provides practical strategies that improve financial well-being, reduce stress, and enhance productivity.
Introduction
Financial literacy is not just an individual skill — it’s a collective asset. When employees and group members understand how to manage money effectively, they experience less financial stress, make better decisions, and contribute more positively to their organizations and communities.
Our in-person PFM Training for corporates and groups delivers comprehensive, practical lessons that cover the full spectrum of financial management. Participants learn how to calculate their net worth, manage cash flow, budget effectively, reduce debt, and align spending with goals. The training also explores long-term strategies such as savings and investment, retirement planning, estate management, and philanthropy — equipping participants with lifelong skills that extend beyond the workplace.
Invest in your people, strengthen your teams — click below to schedule a Personal Financial Management Training session for your staff or group today.
Corporates and Groups PFM Training
We provide rich personal finance lessons delivered in-person to corporate staff and groups
Digital Online PFM
We provide rich personal finance lessons delivered online to individuals.
Self-Learning PFM
A Simplified Guide to Money, Debts, Investments and Estate Planning” by Simon Muchiri serves as a straightforward guide for anyone who wants to learn, build and protect their wealth.
CGCent App
The CGCent app is a stress-free, simple, and digital tool that helps you manage your personal finances and family wealth with ease.
Financial Planning
Our team supports clients in creating and regularly updating personalized financial plans tailored to individual and family needs.
Estate Planning
Estate planning secures your assets, wishes, and loved ones’ future by ensuring key decisions are made according to your preferences.
Who Do We Support?
We provide training to:
Corporate Staff in Small and Medium Enterprises (SMEs), NGOs, and Government/Public Sector Institutions.
Families & Groups including professional bodies, investment clubs, student associations, and chamas.
Community Organizations seeking to improve collective financial literacy and strengthen wealth management practices.
Benefits of the Program
Improved financial literacy for staff and members.
Reduced financial stress leading to higher productivity.
Practical tools for debt management and budgeting.
Long-term strategies for wealth growth and protection.
Strengthened teamwork and community resilience.
Knowledge that benefits both professional and personal lives.
Why Choose the CGC PFM Program?
We offer a comprehensive and accessible financial empowerment solution — combining in-person sessions, digital tools, and personalized consulting to help participants understand, plan, and manage their finances effectively.
Whether you’re struggling with debt, planning for retirement, or seeking smart investment strategies, our PFM program meets you where you are and guides you forward.
Our Program Overview
Corporates and Groups Personal Financial Management (PFM) Training
We provide rich personal finance lessons delivered in-person to corporate staff and groups. The curriculum covers a wide range of essential topics including making a money paradigm shift, determining your net worth or estate value, and managing cash flow. Participants also learn about budgeting and controlling expenditures, strategies for getting out of debt, and understanding the time value of money. Additionally, we delve into savings and investment strategies, insurance and retirement planning, estate planning, philanthropy, and how to align expenses, savings, and investments effectively.
Who do we support
We provide training to Corporates staff including Small and Medium size Enterprises (SMEs), Non-Government Organizations (NGOs), Government / Public Sector Institutions; Families and Groups such as professional bodies, clubs, students, Chamas etc.
Digital Online Personal Financial Management (PFM) Training
We provide rich personal finance lessons delivered online to individuals. The curriculum covers a wide range of essential topics including making a money paradigm shift, determining your net worth or estate value, and managing cash flow. Participants also learn about budgeting and controlling expenditures, strategies for getting out of debt, and understanding the time value of money. Additionally, we delve into savings and investment strategies, insurance and retirement planning, estate planning, philanthropy, and how to align expenses, savings, and investments effectively.
Who do we support
We offer digital online personal finance and family wealth management course to individuals in a way that is convenient to you. You can tune in to the full course or select the preferred lesson(s) anytime from the comfort of your office, home, holiday, in traffic or wherever you maybe in the world – you just need an electronic gadget and Internet. Certificates are awarded on-line automatically after successful training.
Self-Learning Personal Financial Management
The book “THE ROADMAP TO BUILD WEALTH AND SECURE YOURFUTURE: A Simplified Guide to Money, Debts, Investments and Estate Planning” by Simon Muchiri serves as a straightforward guide for anyone who wants to learn, build and protect their wealth. In this book, you will find practical advice on how to determine your net worth (value of your estate), cash flow and debts management. It also offers simple strategies for budgeting, prioritizing expenses, and building a portfolio of savings and investments to help you reach your financial goals. The book goes beyond just managing money – it also discusses how to protect your personal finances and family wealth through risk management strategies such as insurance, retirement, and estate planning.
The book is available physically in leading bookshops and Amazon (including kindle).
The book is also available virtually. This gives you flexibility to read the book online without having to download or buy a copy. Furthermore, you can choose to read the whole book or specific chapters that are of interest to you.
Automating Financial Management with CGCent App
The CGCent app is a stress-free, simple, and digital tool that helps you manage your personal finances and family wealth with ease. As a trusted financial partner, the app empowers you to take full control of your money.
To streamline the financial management process, we offer the CGCent App — a digital tool designed to enhance users’ financial literacy and control. Through the app, users can track and calculate their net worth, analyze income and expenditure patterns, and create smart, categorized budgets. It also enables goal setting and monitoring, along with access to comprehensive financial reports and analytics, empowering users to make informed financial decisions with ease.
With the CGCent App, you can:
- Determine your net worth (value of your estate): Enter your assets and liabilities, and view the status and analysis of your net worth.
- Track your income and spending habits: Input income and expenses, and review detailed analytics to guide smarter financial decisions.
- Use a simplified budgeting process: Categorize your spending into essential, important, and non-essential items. Optimize your budget, enter actual expenditures, and view reports.
- Set and link financial goals: Calculate financial goal amounts and connect them directly to your budget
Who does the CGCent App support
The CGCent App assists individuals and families to prepare and continuously update their financial plans.
Do Your Financial Planning
Our team supports clients in creating and regularly updating personalized financial plans tailored to individual and family needs. Whereas they can do this using the CGCent app, some may be unable to use the app or just prefer to write down their data, Therefore, we have designed a manual CGCent Personal Financial Planner booklet that can be used in place of the app. The planner can also be used in conjunction with the CGCent app.
These plans typically include a detailed statement of net worth and cash flow, emergency fund planning, and structured debt repayment strategies. Clients also define and work toward their short- and long-term financial goals while monitoring progress through budgeting tools that compare planned versus actual spending. Estate planning schedules are also incorporated to ensure long-term financial security.
Who do we support
We assist individuals and families to prepare and continuously update their financial plan.
Do Your Estate Planning
An estate is everything of value that you possess (net worth), including assets and liabilities, as presented in a statement of net worth. When you pass away or become too physically disabled to communicate your desires (incapacitated), your family may have to make difficult decisions about your estate on your behalf. They may have to decide what to do with your assets, who will care for any minor children you may have, how to manage your medical care, and so on. By planning your estate while you are still healthy, you can help ensure that these key decisions are made according to your wishes.
In addition to personal financial planning, we work with trusted partners to get your estate plan done including Wills, Trusts, Power of Attorney, Guardianship – and others.
Who do we support
We assist individuals and families to prepare and continuously update their estate plans.
Benefits of the Program
Comprehensive & Practical Curriculum
We cover all key aspects of financial management, from immediate cash flow strategies to long-term wealth-building and estate planning. Every topic is explained in simple, actionable terms that participants can apply instantly.
In-Person, Interactive Learning
Delivered face-to-face, our training encourages group discussions, Q&A sessions, and practical exercises. This interactive approach helps participants internalize concepts and share experiences for deeper learning.
Empowering Employees & Members
Financially secure employees are more engaged, productive, and less stressed. For groups, financial literacy strengthens solidarity, promotes smarter collective decisions, and fosters long-term sustainability.
Tailored to Diverse Audiences
Whether you’re a corporate team, SME, NGO, government institution, or community group, we adapt our training to suit your unique financial needs and realities.
Some of Our Clients
Frequently Asked Questions
How long does the training last?
Sessions can be customized from half-day workshops to multi-day training depending on organizational needs.
Can training be tailored to specific industries or groups?
Yes. We adjust case studies, examples, and focus areas to suit your audience’s context.
Is the training suitable for beginners?
Absolutely. The curriculum is designed to be practical and accessible, regardless of participants’ financial background.
Do participants receive materials or certificates?
Yes. Participants receive training materials and certificates of completion.
Can families or informal groups request this training?
Yes. We train families, chamas, student groups, and professional associations in addition to corporates.